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  Paybis acts as a versatile crypto‑payment solution, established in 2014 and headquartered in Warsaw, Poland, now
  operating in over 180 countries with support for more than 80–90 cryptocurrencies and handling billions in transaction volume :contentReference[oaicite:1]index=1.
  The platform offers a white‑label wallet as a service and
  on‑ramp/off‑ramp API integration options for businesses, enabling users to buy, sell,
  swap and accept crypto payments effortlessly across traditional
  and blockchain rails :contentReference[oaicite:2]index=2.
  It supports over 50 payment methods including credit/debit cards, e‑wallets, Apple Pay, Google Pay,
  local rails like PIX, Giropay, SPEI, bank transfers, etc., across 180 countries and
  80+ fiat currencies :contentReference[oaicite:3]index=3.
  With a low minimum entry fee—starting at around $2–5 depending on volume—and clear fee
  disclosure (typically 2 USD minimum commission and
  card or e‑wallet fees up to ~4.5–6.5%, plus network fees), Paybis prides itself on transparent pricing :
  contentReference[oaicite:4]index=4. Through its secure MPC architecture, which splits private keys across multiple parties, ensures on‑chain transparency, user control,
  and strong security without needing traditional “proof
  of reserves” disclosures :contentReference[oaicite:5]index=5.
  Paybis is registered as a Money Service Business with FinCEN in the USA, is VASP‑registered in Poland, and complies with FINTRAC in Canada, enforcing KYC/AML checks for larger transactions while offering optional no‑KYC flow
  for smaller amounts (under ~$2,000) in select cases :contentReference[oaicite:6]index=6.
  
  Businesses can integrate Paybis in hours through SDKs
  and APIs, access dedicated account managers, and benefit from high authorization rates (~70–95%) and 24/7 multilingual support
  in over nine languages :contentReference[oaicite:7]index=7.
  Use cases range from wallets, fintechs, marketplaces, gaming platforms, DeFi
  services, and global platforms in need of stablecoin payouts, IBAN‑based settlement,
  or mass crypto payouts via Paybis Send or OTC business wallets
  :contentReference[oaicite:8]index=8. Although some user‑reported issues have arisen—such as account suspensions without explanation, slow refund processing in rare scenarios, or payment verification difficulties—overall feedback through Trustpilot and other independent reviews is largely positive with nearly 5‑star ratings thanks to its
  customer‑friendly design and straightforward crypto onboarding flow :contentReference[oaicite:9]index=9.
  
  Altogether, Paybis delivers a robust, secure, and flexible crypto payment and wallet solution ideal for businesses wanting to bridge fiat and
  crypto with minimal hassle and strong compliance frameworks.
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